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General Liability, Property, and Business Insurance in Louisville, KY

Building Insurance Solutions for Louisville Businesses

The process of protecting businesses from risk is complex. And, it can be a direct determinant of the success or failure of a business endeavor - from identifying potential exposures to establishing proper insurance coverage.


At Jerry Kays Insurance, we have been guiding clients on the path toward adequate, cost-effective protection since 1989. Our agents strive to help their neighbors in Louisville and surrounding Kentucky and Indiana communities understand and deal appropriately with the risks they face in their everyday lives. As a local Louisville business, we don’t base our success on selling policies; instead, we focus on alleviating clients from the financial burden of loss.

Insurance Coverages Catered to the Bluegrass State

To begin our process, we take time to get to know our clients and their insurance needs. Our agents like to meet with clients directly, opening an opportunity to propose coverage options and address questions. This personalized step confirms an accurate policy is produced, from the start.


An example of this process in action comes from a local business owner who was considering an investment in professional liability insurance. Our staff developed an initial quote for him, but through extended conversation discovered he was a member of a professional association tied to a discounted premium rate. The same coverage quoted was ultimately instituted; however, money was saved due to the open lines of communication.


Alongside clients, we partner closely with Nationwide Insurance and a selection of other carriers, including Liberty Mutual and KESA. For our clients, this translates into a direct relationship with an insurance agent, complemented by a reliable insurance product.


The business insurance program we offer contains coverages relevant to business owners representing a variety of industries. Whether you manage an auto repair shop or work as a construction contractor, we can customize coverage to acknowledge the risks pertinent to your operation.


For small to medium-sized Louisville businesses, agents typically recommend a business owners policy (BOP). A BOP bundles essential coverages, such as commercial property and commercial general liability, into a single package. Supplemental coverages can be added to an insurance portfolio based on business practices, including commercial auto insurance.


To gain further insight into the insurance policies we build, contact our agency at your convenience.

Local Agents Focused on Serving Clients in the Kentuckiana Region

Our staff is comprised of individuals who own Series 6 licensure and are certified Life Underwriter Training Council Fellows (LUTCF). As a collective unit, we possess more than six decades of collective experience. This extensive knowledge is transferred to the clients we serve. Every staff member has their own email and voicemail, enabling clients to easily stay in touch with their preferred agent.


Personalized service continues long after the policy purchasing process. We implement a unique “On Your Side” procedure, which prompts agents to proactively contact clients to discuss current coverage and determine areas where change is necessary.


Aside from the insurance services we provide, we are active within the Greater Louisville community. In fact, our agency’s owner, Jerry Kays, is a member of the Southeast Christian Church, and has coached baseball in the area since 1992.


If you’re interested in architecting a business insurance policy with our agency, feel free to request a quote.

Additional Resources:

Our Providers


I've been with Jerry Kays' agency for quite a long time - more than 10 years. Not only are they incredibly knowledgeable about their products, they are also tops in customer service. They are friendly and attentive whenever I call or stop by. I especially like that they take the time to explain things to me when I ask questions and don't try to hurry me along, like some companies seem to do. When I am unable to speak with Fay when I call on the phone, she always calls me back, without fail. If I ever have a problem with something, I can count on someone there to get an answer for me. I really like doing business with them. Visiting with Rolly is a bonus!
Lauren May
We started doing business with Jerry & Fay about 5 years ago when we bought a house in Kentucky for investment/future use in retirement. We have been doing business with Nationwide for over 35 years, living in different states, based on job transfers. Jerry, Fay, and everyone in the office have been excellent to work with. They are prompt, courteus, and helpful in all of our insurance matters. They have suggested ways that we can save on our prmiums, and advised about other products from Nationwide that may be of interest to us. Cannot say enough good things about this business, based on the "zero headaches" experience that we have had while working with them. Thanks Jerry, Fay, Debbie, and Leslie!
Pat Dour
I have been a customer of Jerry Kays / Nationwide company for the past 15 years. Before that, I was with my other company for 22 years and I thought I will never change. So I bought some rental properties and Jerry and his staff took care of all of those insurance needs. Now Jerry's company carries all of my Plumbing Company's insurance. I purchase both my commercial auto and commercial liability insurance and he even took care of all my worker's comp needs. I also have my personal auto insurance, and my home owners insurance through his office. Jerry, his wife Fay, and all of his office staff are there when I need them. They are never to busy to answer questions, and if I call for Jerry or Fay, and they are busy, I will hear from them that day. The one thing I can say about Jerry and Fay Kays they are my insurance agent but they are also my friends.
Butch Thurman
Been with this agent for 22 years. Terrific service. They call me if I'm late with a payment to drop by rather than cancel me, print out extra copies of anything I need (I keep losing those little "proof of insurance" cards at tag renewal time), and are equally happy to answer questions on the phone or in person. Bonus is the adorable office dog, Raleigh, who hangs out in Jerry's office, and is happy to play and be petted while you conduct business.
Christa Sinclair
I have known Jerry and Faye Kays for over 30 years and can truly call them friends and professionals in their business. They are straightforward and honest in their dealings and do not attempt to pressure you into a sale, they present the features and benefits in a manner that is honest and make recommendations based on the information you provide them with and let you decide how best to proceed...When it comes to a claim, that claim is Priority ONE until it is resolved...I am proud to recommend them to anyone for their insurance needs and Proud to call them my FRIENDS...
Harold Corum
My family has known Jerry Kays for almost 7 years now. He and his wife, Kay, are amazing people. Jerry is one of the most honest, fair, and generous people that I know. He is a devoted husband & family man. Not only is he devoted to his family, friends, and business, but he devotes his free time to coaching young men in sports. What he brings to those young men speaks volumes about his character. There has not been a single person, parent or child, who has come off the ball field who won't remember the love, fairness, and generosity of Jerry Kays. Nationwide Insurance is lucky to have such a man representing them and so are his clients!!
Jerry is very professional and very polite. He helped me with my first retirement plan and has helped me with several insurance needs over the years. I would recommend him to everyone.
Josh Chou

Jerry Kays Insurance

3701 Taylorsville Rd, STE 1A

Louisville, KY 40220

Main office: 502-812-1908
Fax: 502-459-2731

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed