The process of protecting businesses from risk is complex. And, it can be a direct determinant of the success or failure of a business endeavor - from identifying potential exposures to establishing proper insurance coverage.
At Jerry Kays Insurance, we have been guiding clients on the path toward adequate, cost-effective protection since 1989. Our agents strive to help their neighbors in Louisville and surrounding Kentucky and Indiana communities understand and deal appropriately with the risks they face in their everyday lives. As a local Louisville business, we don’t base our success on selling policies; instead, we focus on alleviating clients from the financial burden of loss.
To begin our process, we take time to get to know our clients and their insurance needs. Our agents like to meet with clients directly, opening an opportunity to propose coverage options and address questions. This personalized step confirms an accurate policy is produced, from the start.
An example of this process in action comes from a local business owner who was considering an investment in professional liability insurance. Our staff developed an initial quote for him, but through extended conversation discovered he was a member of a professional association tied to a discounted premium rate. The same coverage quoted was ultimately instituted; however, money was saved due to the open lines of communication.
Alongside clients, we partner closely with Nationwide Insurance and a selection of other carriers, including Liberty Mutual and KESA. For our clients, this translates into a direct relationship with an insurance agent, complemented by a reliable insurance product.
The business insurance program we offer contains coverages relevant to business owners representing a variety of industries. Whether you manage an auto repair shop or work as a construction contractor, we can customize coverage to acknowledge the risks pertinent to your operation.
For small to medium-sized Louisville businesses, agents typically recommend a business owners policy (BOP). A BOP bundles essential coverages, such as commercial property and commercial general liability, into a single package. Supplemental coverages can be added to an insurance portfolio based on business practices, including commercial auto insurance.
To gain further insight into the insurance policies we build, contact our agency at your convenience.
Our staff is comprised of individuals who own Series 6 licensure and are certified Life Underwriter Training Council Fellows (LUTCF). As a collective unit, we possess more than six decades of collective experience. This extensive knowledge is transferred to the clients we serve. Every staff member has their own email and voicemail, enabling clients to easily stay in touch with their preferred agent.
Personalized service continues long after the policy purchasing process. We implement a unique “On Your Side” procedure, which prompts agents to proactively contact clients to discuss current coverage and determine areas where change is necessary.
Aside from the insurance services we provide, we are active within the Greater Louisville community. In fact, our agency’s owner, Jerry Kays, is a member of the Southeast Christian Church, and has coached baseball in the area since 1992.
If you’re interested in architecting a business insurance policy with our agency, feel free to request a quote.
3701 Taylorsville Rd, STE 1A
Louisville, KY 40220